Prerequisites
- Your organization has an active Buró de Crédito account for person reports, an active Buró Empresas account for company reports, or both.
- Credit report access is enabled for your Syntage organization.
- An administrator can configure Buró de Crédito or Buró Empresas credentials in Syntage.
1. Configure Buró credentials in Syntage
- Open the integration settings for the account you are configuring:
- Buró de Crédito integration settings for person reports.
- Buró Empresas integration settings for company reports.
- Turn on Use your own credentials.
- Enter the Legal name exactly as it is registered with Buró. Entities see this name during the authorization process, and it must match the legal entity that holds the Buró account. Both integrations share the same legal name.
- If your organization is a SOFOM, make sure Use the authorization text for SOFOM is selected. It is selected automatically when the legal name declares SOFOM in its entity type, for example
Acme, S.A.P.I. de C.V., SOFOM, E.N.R.. If you select it manually, the legal name must include SOFOM. - Enter the Username and Password of your organization’s account.
- Click Save.
2. Get Buró approval for the authorization flow
Syntage’s digital authorization flow with NIP was developed with Buró de Crédito. Buró still needs to approve your organization before you use this flow with your own Buró de Crédito or Buró Empresas account. Syntage generates the document Buró asks for from your configuration: one slide per authorization step, with your branding, your legal name, and the authorization text your consumers will see.- After you save your credentials, Syntage shows the link to your authorization flow. Click Copy link to share it, or Preview flow to open it.
- In the document, select the variant Buró needs: Persona Moral and Persona Física con Actividad Empresarial go to Buró Empresas, and Persona Física goes to Buró de Crédito.
- Send the link to your Buró advisor. If they need a file, click Descargar PDF in the document and send the PDF instead. Copy your CSM.
- Work with Syntage to answer any questions Buró has about the flow.
- Wait for Buró’s approval before using the flow in production.
If you change the legal name or the username, Syntage shows the link again after you save: send the updated flow to your advisor, because Buró needs to approve it again. Changing only the password does not require a new approval.
3. Request Buró reports
After the credentials are configured, your organization can request and view Buró reports in Syntage. The report is requested only after the entity or shareholder completes the authorization flow. Use Buró de Crédito credentials for person report products and Buró Empresas credentials for company report products. In the dashboard request flow, both are requested through the Buró de Crédito Report datasource and the selected report product type determines which configured credentials are used.New entity
Use this path when the entity does not exist in Syntage yet.- Open All Entities.
- Click Add entity.
- Enter the RFC and continue.
- Select Buró de Crédito Report as one of the datasources.
- If prompted, select the report product type. Use person products such as
007or004for a person, and company products such asINFORME_BUROorRCOfor a company. - Add the entity.
- Copy the authorization URL.
- Share the URL only with the person who needs to authorize the Buró report.
Existing entity
Use this path when the entity already exists in Syntage.- Open the entity from All Entities.
- Click Update data.
- In the extractor list, select Buró de Crédito Report.
- If prompted, select the report product type. Use person products such as
007or004for a person, and company products such asINFORME_BUROorRCOfor a company. - Create the extraction.
- Copy the authorization URL.
- Share the URL only with the person who needs to authorize the Buró report.
Shareholder report
Use this path when you need to request a Buró report for a shareholder that is not already connected to an entity.- Open the company entity from All Entities.
- Go to the shareholders section.
- Find the shareholder and click Add entity.
- Confirm the shareholder’s RFC and name in the Add entity flow.
- Select Buró de Crédito Report as one of the datasources.
- Select the report product type.
- Add the shareholder as an entity.
- Copy the authorization URL.
- Share the URL with the shareholder so they can authorize the request.
Audit evidence
Buró de Crédito may request evidence for a sample of report consultations, including consultations made with your Buró Empresas credentials. When the authorization was completed through the digital NIP flow, export the authorization evidence from Syntage.- Open Buró de Crédito Authorizations.
- Use the export action, or the audit export action when Buró de Crédito requested an audit file.
- Send the exported evidence to Buró de Crédito according to its audit instructions.